Terms of Use

Last updated: January 2024

Acceptance of Terms

By accessing and using the Cove Field website ("Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Site. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting on the Site.

Description of Services

Cove Field provides financial planning and investment advisory information through this website. The Site is intended to provide general information about our services and to allow prospective clients to request consultations. The information presented does not constitute personalised financial advice.

No Financial Advice

The content on this website is provided for general informational purposes only and should not be construed as financial, investment, tax, or legal advice. The information presented:

• Does not take into account your individual financial circumstances
• Should not be relied upon for making investment decisions
• Is not a substitute for professional advice tailored to your situation
• May not be complete, accurate, or current at the time of reading

Before making any financial decisions, you should consult with a qualified financial advisor who can assess your specific circumstances and provide appropriate recommendations.

User Responsibilities

When using our Site, you agree to:

• Provide accurate and complete information when submitting enquiries
• Use the Site only for lawful purposes
• Not attempt to gain unauthorised access to any part of the Site
• Not use automated systems to access or scrape the Site without permission
• Not upload or transmit viruses or malicious code
• Not interfere with the proper functioning of the Site

Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Cove Field or its content suppliers and is protected by Australian and international copyright laws.

You may not:

• Reproduce, distribute, or publicly display any content without prior written consent
• Modify or create derivative works based on the content
• Use any content for commercial purposes without authorisation
• Remove any copyright or proprietary notices from the content

Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience and do not signify our endorsement of such websites or their content. We have no control over the content of linked sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties including:

• Merchantability and fitness for a particular purpose
• Accuracy, completeness, or reliability of content
• Uninterrupted or error-free operation of the Site
• Security from viruses or other harmful components

Limitation of Liability

To the maximum extent permitted by applicable law, Cove Field and its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Site, including but not limited to:

• Loss of profits, revenue, or data
• Business interruption
• Reliance on information obtained through the Site
• Unauthorised access to or alteration of your transmissions or data

Indemnification

You agree to indemnify and hold harmless Cove Field, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Site or your violation of these Terms of Use.

Australian Consumer Law

Nothing in these Terms of Use is intended to exclude, restrict, or modify any consumer rights under the Competition and Consumer Act 2010 (Cth) or any other applicable consumer protection legislation that cannot be excluded, restricted, or modified by agreement.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of New South Wales for the resolution of any disputes arising out of or relating to these terms or your use of the Site.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Cove Field regarding your use of the Site and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: Level 28, 123 Pitt Street, Sydney NSW 2000